Live WIP schedule
Cost-to-date, billings-to-date, percent complete, over/under — live on every active project. Roll-up by entity, sector, PM. Your auditor's preferred format, one button.
For General Contractor CFOs
Cash, WIP, bonding capacity, covenants — without a Monday spreadsheet.
GC finance lives at the intersection of construction reality and banking truth. AOS gives the CFO a live WIP, a live cash forecast, and a live covenant readout — built off the same record the PM team uses every day.
WIP and percent complete live
30/60/90 cash forecast
Billings vs. cost variance
Bonding capacity live against awards
Your reality today
WIP is a Monday spreadsheet, and your bank knows it.
GC finance has three masters: the bank, the bonding company, and reality. Your job is to keep all three telling the same story — usually with Excel, PDFs from PMs, and a senior staff accountant's weekend.
WIP and percent complete by hand.
Your accountant pulls cost-to-date from the GL, billings-to-date from the PM platform, and budget revisions from the estimator's email. The WIP schedule is born on Monday and obsolete by Wednesday.
Cash forecast is a vibe check.
30/60/90 cash assumes the pay apps you billed will collect on time. You know they won't. Your forecast is the gut estimate of which clients pay slow and which subs hold.
Bonding capacity surfaces at award.
You find out a contract pushes you over your single-job limit when the bond agent calls you back. Your bonding line is a number you remember, not a live system.
Covenants are a quarterly fire drill.
DSCR, current ratio, tangible net worth — calculated quarter-end on whatever made it into the books. When a covenant tightens, your bank knows before you do.
What AOS does for you
GC finance on one live record — cost, billings, cash, bank.
AOS gives finance the same cost-and-billings record the PM team uses. WIP is live. Cash forecast is live. Bonding capacity updates with every award. Covenants are forward-looking, not retroactive.
30/60/90 cash forecast
Forecasted receipts from open pay apps weighted by client payment history. Forecasted disbursements from sub pay apps + recurring AP. Net cash position by week.
Billings vs. cost variance
The underbilled-by-PM signal that costs you working capital. Surfaced live, not at month-end. Pay apps drafted off cost, not the other way around.
Bonding capacity live
Aggregate and single-job limits tracked against signed contracts and bid backlog. Pre-clearance for the next award before you commit pre-con resources.
Banking covenant monitoring
DSCR, current ratio, tangible net worth — calculated live off the GL. Forward-looking headroom. Pre-month-end alerts when something is tightening.
AP/AR aging + collections
Live AR aging by client, with collection cadence learned from your own history. AP aging by sub, with discount-capture vs. retention-hold logic.
1d
WIP assembly
WIP
Underbilling surfaced live — work in place vs. billed-to-date live
0
Spreadsheets reconciling cost-to-billings
SOC 2-aligned
Aligned controls; field-level audit trail
Related roles on the GC team
Built for the whole GC team, not just one seat.
AOS gives every role on the GC team a screen tuned to their workflow — sharing the same record with the GC, the subs, the owner, and the design team. See how it fits the rest of your GC team, or start at the commercial general contractors overview.
For the GC Executive →
Portfolio backlog, FAC variance across every job, and the early-warning queue on one screen.
For the GC COO →
Schedule-slip alerts with weather context, RFI/submittal SLA breaches, and crew-of-the-day rollups across every site.
For the GC Project Manager →
Drawings, RFIs, submittals, pay-app prep, and the CO log — all on one project record with the budget gating every commitment.
For GC Accounting →
AIA G702/G703 from the SOV, tiered AP approval with PM sign-off, lien-waiver lifecycle, and 1099 prep without a spreadsheet.
For the GC Superintendent →
Geofenced timesheets, voice-to-log daily reports, drawing markup from the field, and a ship-out gate for every inventory move.
Work alongside other parts of the project? AOS also fits subcontractors, owners and developers, and architecture firms on the same shared record.
WIP, cash, bonding, covenants — one record, one workflow.
30-minute walkthrough. We'll show you a live WIP schedule and 30/60/90 cash forecast on a real project of yours.