Bank draw workflow
Pay app + waivers + photo evidence assembled into a single signed PDF per draw. Per-bank format. One click.
For Residential Accounting
Bank draws, sub AP, owner billings — on one record per home.
Residential accounting reconciles bank draws to construction progress to sub AP to owner billings to QuickBooks. AOS makes it one record per home and one workflow.
Bank draw schedule integrated
Sub AP gated by lien waiver
Owner billings + allowance adj
QuickBooks / Sage / Foundation push
Your reality today
QuickBooks, three banks, a spreadsheet, your weekend.
Residential accounting runs on QuickBooks, the bank's portal, a sub list in Excel, and an owner who wants their billing this Friday. The reconciliation is your team's overtime.
Bank draws by paper.
Pay app + waiver + photo evidence — printed, signed, scanned, emailed. Per draw. Per bank. Per home. Five hours each.
Sub AP without waiver gate.
Sub invoice comes in. You pay it. Three weeks later, the title company holds closing because a waiver wasn't on file.
Owner billings ad-hoc.
Cabinet allowance overage — $4K. Calculated by hand. Emailed to the owner. Tracked in QuickBooks separately from the home's cost.
Allowance reconciliation at closing.
Allowance overruns total $18K across six homes at year-end. Found in QuickBooks during the close. By then, the cost is sunk.
What AOS does for you
One record per home. Everything on it.
AOS gives residential accounting a live record per home — draws, AP, AR, allowances — and pushes to QuickBooks, Sage, or Foundation without re-keying.
Sub AP with waiver gate
Sub invoice with required waiver attached. Held AP queue surfaces gaps before payment goes out.
Owner billings + allowance adj
Owner billings live per home. Allowance overages surface as a one-tap change-order request to the owner.
Allowance reconciliation live
Allowances tracked per room per home. Overages surface daily, not at year-end. Owner adjustment workflow built in.
QuickBooks / Sage / Foundation push
Live push to QB, Sage, Foundation, ComputerEase. No re-keying. Reconciliation becomes review.
51-jurisdiction lien waivers
Statutory waivers for every US state + DC. Issued from your sub list with one click. Title company gets what they need.
1d
Bank draw assembly
100%
Of sub AP gated by lien waiver
0
Closing holds for missing waivers (last 12 months on AOS)
SOC 2-aligned
Aligned controls; field-level audit trail
Related roles on the build team
Built for the whole build team, not just one seat.
AOS gives every role on the build team a screen tuned to their workflow — sharing the same record with the GC, the subs, the owner, and the design team. See how it fits the rest of your build team, or start at the residential builders overview.
For the Residential Owner / Builder →
Backlog by community or custom, gross-margin per home, and sales-to-start aging across every active build.
For the Residential Project Manager →
Selections sheet tied to the budget, change-order routing with homeowner approval, and the draw schedule against lender milestones.
For the Residential Superintendent →
Daily logs with weather, geofenced timesheets, trade scheduling by zone, and a homeowner walk-through screen.
Work alongside other parts of the project? AOS also fits commercial general contractors, owners and developers, and architecture firms on the same shared record.
Close the month on Monday.
30-minute walkthrough. We'll set up one of your active homes and show you the draw, the AP gate, and the QuickBooks push — live.